Words matter. These are the best Dave Ramsey Quotes, and they’re great for sharing with your friends.
As parents, we teach our kids about things we feel competent in. That’s why so many parents don’t teach their kids about money.
Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
As much as I want to help people, I had to accept the fact long ago that being stupid with money isn’t illegal.
This is a great time for the ‘guerilla marketer.’ The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone.
I’ve got a young man who works for me who says you don’t need to discover your dreams – you need to recover them.
In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
You can’t be in debt and win. It doesn’t work.
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I’m crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception.
I will never be unemployed.
If you’re doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that’s perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them.
Credit is an ‘I love debt’ score.
You need some quick wins in order to stay pumped enough to get out of debt completely.
You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.
I believe that through knowledge and discipline, financial peace is possible for all of us.
You’re not a bad parent if you don’t save for your kid’s college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called ‘work’ while they’re in school.
Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.
You don’t need credit.
There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work.
Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.
Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you’re morally and legally obligated to pay? I don’t think so.
A vacation home is a wonderful ‘extra’ as you start building wealth. Remember, though, it’s still basically a very large, very expensive toy.
Pay your utilities, gas and other basic needs before paying on your debts.
You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities.
It takes some discipline and hard work, but relying on credit when things go wrong is a trap.
