Top 55 Arundhati Bhattacharya Quotes

If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.

Had it not been for the groundswell of support by the people of India, we would not have seen such a huge exercise of demonetisation bounce off without a single riot or a single law and order issue.

India does not have a problem of people grabbing share from a fixed pie. India is one of the few nations where the pie is getting bigger.

When interest rates are coming down, you cannot have high margins.

Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.

Our huge infrastructure that we need for keeping cash is very expensive.

It is important to create credit absorption capacity rather than to just enhance lending targets.

PSU banks are sole lenders to capital-intensive firms.

SBI Caps has a distinct advantage because most of our people are market recruits. We have a public sector heritage. Our challenge is to bring the best of both – public sector heritage and private sector talent – and provide a unique offering.

I have never worried if my daughter has fallen sick, and I am somewhere else, because there is always somebody to take care of her.

As demand goes down, you will see prices come down.

A maturing process, and growth, is always painful. You ask any teenager, they will tell you, and it’s just like that for the country. We need to grow; we need to evolve.

I say what is required to be said.

It’s good to be on the power list, but I don’t see a practical use of it except when people introduce me to audiences.

If you are really challenged, and if you are willing to take the plunge, very often some of the path opens up in front of you.

Children should be taught in school that you should have all kinds of asset classes in your portfolio. They should be taught what those asset classes are, and their advantages and disadvantages.

The capping of cash transactions will help the banks reduce cash intensity.

One of my main agenda right from the beginning has been cost rationalization, and we have done a lot of cost rationalization.

Why should a country have to take on itself a huge burden of managing a totally cash economy?

If you look at it ideologically, I would say Brexit is not something that probably is good for the world.

Digital is the only way to get rid of corruption and unaccounted cash.

If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.

Private sector has no issue in coming into infrastructure sector. They know very well that infrastructure is one area that can give you very steady long-term returns.

I have met a lot of women who are good at math.

At SBI, we say that if you need a project to be done, you need to be determined that it needs to be done, put a deadline, and it will get done.

In India, women are still the primary caregivers. Whether it be for children, whether it be for old people or sick people, you are the primary caregiver. No matter what position you are in.

Often, people wonder if she can give the time required at work, given also her responsibilities at home. So a woman has to prove her worth over and over again each time she’s given a new responsibility, especially when she is at junior to mid-level positions.

Frankly, I have a lot of interests, and I am not all that wedded only to banking.

Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.

Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.

If you snap off people’s heads and get on to a kind of a pedestal, it’s more difficult for people to approach you. It’s much easier if you are down there with them. They will talk to you.

Your ability will get you the job, but you also need to have age on your side. So if you started your career at 21, you have an advantage over others in your batch who started at, say, 24.

It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.

Lending rate is a function of both liquidity as well as credit demand.

My friends have helped my daughter in certain areas more than I have. What these have taught me is that you need to be good to people. There will always be times when you need their help.

The move towards a unified agricultural market helps farmers get correct remuneration for their produce.

Competition is always there.

It was my first day at work – and beginning my training on the job, I was given the job of writing cheques and entering their details. The branch was surrounded by hordes of people… soon, they had to close the gates to manage the crowds, and they started pushing in.

I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.

Every industry, as it comes to a certain level of maturity, there is consolidation. In that consolidation, some fall, but the men will always be there. It is the boys that get sloughed, I would say.

When there are good postings available, the people who choose who is to come to that particular position, they will always have, at the back of their minds, a fear that, ‘If I take a woman, she might prioritize her family over the job and, therefore, not be available at times when her presence is required.’

I believe in discussing very thoroughly what should be the goal. When discussing it, I allow others to give their views.

You can’t merge six banks and think that nothing will happen.

You cannot take bank interest rates very sharply down: you will lose your deposit franchise.

Until you get your reputation made, you have to work twice as hard… there is always a doubt in your superior’s mind as to whether you will put family before your job.

It is too expensive to have a bricks and mortar presence everywhere.

In India, the investment banking industry is a little different. Overseas, the structures are very complicated, but not in India.

Things have their own pace, and if we work with that pace and anticipate the issues correctly, we can have good results.

Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.

One of the big lessons I have learnt from my life is that things are never as difficult as they seem. When you actively plunge into it, you realize you can easily do it.

If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to start, normally all these loans get refinanced.

Theoretically, every probationary officer has a chance to become chairman.

Demonetisation is a disinflationary process. So, this will bring down prices in the long run. It will also help in bringing down interest rates.

We keep saying, ‘No more ‘band aid’ solutions.’

If you go to any boardroom… the women are, by far, outnumbered by the men.