Top 150 Robert Kiyosaki Quotes

Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing.

My company survives because I’ve learned to respect the ideas of people younger than me and recognize when my wisdom is obsolete.

If you want to go somewhere, it is best to find someone who has already been there.

The idea of going to school and getting a job is the most destructive one in your brain.

The power of our thoughts may never be measured or appreciated, but it became obvious to me as a young boy that there was value and power in being aware of my thoughts and how I expressed myself.

Often, in the real world, it’s not the smart that get ahead but the bold.

If my businesses or my investments are not profitable, then I don’t eat. And I like to eat.

I would say raising capital is one of the weakest things for most entrepreneurs.

In 1997, in Rich Dad, Poor Dad, I stated, ‘Your home is not an asset.’ Real estate agents sent me hate mail.

A financial crisis is a great time for professional investors and a horrible time for average ones.

If you have faith in our leaders of commerce, don’t buy gold. If you do not have faith in them, maybe you should buy gold or silver.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

Every time I hear a politician mention the word ‘stimulus,’ my mind flashes back to high school biology class, when I touched battery wires to a dead frog to make it twitch.

My partner Donald Trump says that married couples should always have a prenuptial agreement. True, a prenuptial is important if one partner is much richer than the other before marriage, but Kim and I don’t have one.

‘Socialize’ means we turn more of our personal powers over to Big Brother, not free enterprise.

Most shareholders have little if any control over the companies in which they own stock, even if they own a million shares.

I did have two dads; one was a socialist, and one was a capitalist. I really decided I would rather be a capitalist.

Unlike many of its European neighbors, Britain shares many of America’s financial traits.

Working hard to earn more money and then giving it away in higher taxes isn’t financially intelligent, even if you do put some of it into a retirement account.

Fuel prices are at the center of our lives. They affect our ability to travel, stay warm, and feed ourselves.

This 90/10 rule holds true in almost anything financial. Take the game of golf, for example. Ten percent of the professional golfers make 90 percent of the money.

By 2003, every fool was getting into real estate. The checkout girl at my local supermarket handed me her newly printed real estate agent business card.

If I have cash and I can’t figure a way to put it into real estate or my business, I hold it in gold and silver.

If you look at anyone who has achieved great success and wealth, people like Warren Buffett, Oprah Winfrey, or Lance Armstrong, they have all focused intensely in order to win.

I’ve actually taken companies public, I’ve actually busted companies, I’ve actually gone broke.

If you can ask a young man to give his life for his country, you can lead people.

When President George W. Bush attempted to reform Social Security, that proposal was more unpopular with Americans than the Iraq war. People love their entitlements.

Money has a language of its own.

As long as you blame someone or something else – something outside you that’s bigger than you are – as the source of your problems, the problems won’t get solved.

Education is what you learn after you leave school.

All empires come to an end, and the American one is no exception.

I wasn’t born a natural entrepreneur. I had to be trained.

If medical doctors can be sued for malpractice, shouldn’t financial professionals practice under the same safeguard?

My measure of success is whether I’m fulfilling my mission.

An example of good debt is the debt on the apartment houses I own. That debt is good only as long as there are tenants to pay my mortgages. If tenants stop paying their rent, my good debt turns into bad debt.

In ‘Unfair Advantage: The Power of Financial Education’ and ‘Why A Students Work for C Students,’ I reveal the secrets of the wealthy and what schools will never teach you about money.

I’m a real estate guy.

I don’t like being told what to do and kissing you-know-what to get up the corporate ladder.

My rich dad believed we should all learn to take care of ourselves.

Sometimes the hardest thing to do is to trust your team. It’s a lesson I’ve had to relearn quite a few times.

Military school was great and especially great for leadership and then I spent two years in Vietnam.

Generous people can become more generous as they become richer, giving away vast fortunes to worthwhile causes as Bill Gates and Warren Buffett are doing.

One of the reasons so many people get burned in the market is because they start buying as they see prices going up.

Something’s very wrong with a nation that would rather spend money on war than take care of its children.

What I invest in, while not risky for me, may be too risky for most people.

Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.

Socialists tend to want to pay people more money to do less work, and capitalists tend to want to provide better products at better prices.

Giving a poor person money keeps them poor.

For people who live in the suburbs and must commute long distances to work, their wealth will sink as energy prices rise.

The problem is that the U.S. government is the biggest debtor in the world, and those depending on it to take care of them will only become poorer.

At my lowest point, I was nearly $700,000 in debt.

Most businesses think that product is the most important thing, but without great leadership, mission and a team that deliver results at a high level, even the best product won’t make a company successful.

The Web and new technology offer more opportunities to reach a world market at a lower price. Today, a person can start a business at home and reach the world market.

I just don’t like mutual funds. I think they’re a rip-off.

If you are the kind of person who is waiting for the ‘right’ thing to happen, you might wait for a long time. It’s like waiting for all the traffic lights to be green for five miles before starting the trip.

If I lost my job, I’d get a job at McDonald’s.

Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. That’s because, when you invest in real estate, you often see a side of humanity that stocks, bonds, mutual funds, and saving money shelter you from.

The dollar has lost over 90 percent of its value since the Fed was created.

The thing most people don’t pick up when they become an entrepreneur is that it never ends. It’s 24/7.

When I watch professional football, I love listening to John Madden because I know he knows what he’s talking about. He’s been both down in the trenches and in front of the bench as a coach. He knows the game.

The subprime disaster was a result of financial bombs – derivatives – exploding in financial institutions such as AIG and Lehman Brothers, as well as banks and financial institutions throughout the world.

The richest people in the world look for and build networks; everyone else looks for work.

It costs governments money to keep fuel prices low. Oil-rich Yemen, for instance, devotes 9 percent of its GDP to making sure its people don’t riot when oil prices rise.

Everybody could be an entrepreneur, but very few will become very rich entrepreneurs.

Pricey oil makes clear that wealth really is energy in various forms.

Many financial advisors recommend that you diversify for your own protection. What they fail to tell you is that it is also for their protection. Since most financial advisors cannot tell you exactly which stock or mutual fund is a great investment, they tell you to buy a bunch of them.

Confidence comes from discipline and training.

I believe that one key to success is to accept truth, no matter how it’s spoken.

Our global economy is much more fragile than many of us realize.

The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.

Many entrepreneurs do not realize that many of the problems their businesses face today began yesterday, long before there was a business.

The rich don’t work for money – the rich invent money.

I’d rather be a victor than a victim.

Quitting is the easiest thing to do.

Good entrepreneurs are community builders, actively involved with their communities and dedicated to the community’s well being. If you’re dedicated to your community, it will be dedicated to you.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

In the simplest terms, inflation occurs when there’s too much money in the system. On the flip side, deflation occurs when there are too few dollars in circulation.

My dad seemed comfortable with his decision to be a ‘have-not,’ but I knew that I wasn’t.

The rise in the price of gold is a sign that capitalism has stumbled.

We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

In military school, on day one you must memorize the mission of the Merchant Marine Academy.

Few people realize that luck is created.

Warren Buffett is famous for talking about the ‘intrinsic value’ of stocks. But while many people parrot this phrase, few know what it really means.

You do not have to be a rocket scientist to know that it is hard for a market to keep going up when more and more people are getting out.

That’s correct, I flunked out of high school twice because I couldn’t write.

The environmentalists say capitalism is killing our oceans, air, land, and forests. Capitalists argue that they provide food, fuel, and building materials for a growing world.

I still consider myself a little, fat kid from Hawaii.

Face your fears and doubts, and new worlds will open to you.

Commodities such as gold and silver have a world market that transcends national borders, politics, religions, and race. A person may not like someone else’s religion, but he’ll accept his gold.

Getting rich is about fun. It’s a game, and you have to treat it that way.

If you must invest in paper, learn to be an options trader. Then you will know how to make money whether the markets are going up or down.

Jim Cramer is a very smart man. I watch his show. I just do not follow his advice.

Intelligent people should learn from their experiences. With people on the street, the bad experience has beaten them.

Success is not a stop sign.

Many people will have nothing at the end of their working lives.

I mean, Hawaii is beautiful, but the world is full of beautiful places.

The problem with real estate is that it’s local. You have to understand the local market.

People concerned about inflation today tend to buy big houses and nice cars.

When my book ‘Rich Dad’s Prophecy’ was released in 2002, most financial newspapers and magazines trashed it because I discussed a looming stock market crash.

The Spanish Empire eventually collapsed because of its expensive taste for warfare and conquest.

When President Obama speaks about raising taxes on the rich, he speaks about high-income employees and small business owners, not entrepreneurs who build big businesses.

During the Enron debacle, it was workers who took the pounding, not bankers. Not only did Enron employees lose their jobs, many lost their retirement savings. That’s because they were at the bottom of the investing food chain.

Inside of every problem lies an opportunity.

The problem with being an employee or self-employed is you pay the highest taxes.

The Nasdaq bubble and crash were followed by the real estate bubble then subprime crash, which led to the unprecedented printing of trillions of dollars in an attempt to prevent a global depression.

The state of the economy is not the issue when it comes to growing a business. The relevant questions are always: ‘What business are you in? Furthermore, is it adapting to the times?’

Academic qualifications are important and so is financial education. They’re both important and schools are forgetting one of them.

Jobs are a centuries-old concept created during the Industrial Revolution. Despite the reality that we’re now deep in the Information Age, many people are studying for, or working at, or clinging to the Industrial Age idea of a safe, secure job.

If you want to know why the towers of American capitalism are crumbling, I recommend reading ‘The Creature from Jekyll Island’ by G. Edward Griffin.

Everything the working class has been told to do, the rich do not do. That is my message.

Any time an investment company has to spend heavily on advertising, it’s probably a bad business in which to invest.

I do not live on false promises. I cannot afford to live on bad advice.

Our brains are either our greatest assets or our greatest liabilities.

If you don’t like the idea that most of the money spent on lottery tickets supports government programs, you should know that most of the earnings from mutual funds support investment advisors’ and mutual fund managers’ retirement.

I did have two dads; one was a socialist, and one was a capitalist. I really decided I would rather be a capitalist.

Deflation isn’t good, and inflation is easier to cure than deflation.

It was easy being healthy when I was young. I was full of energy, so sports and physical challenges were fun. But as I got older and the spring left my step, exercise became harder, and eating, drinking and watching TV became easier. By the time I was 50, I’d put on 50 pounds.

Money is kind of a base subject. Like water, food, air and housing, it affects everything yet for some reason the world of academics thinks it’s a subject below their social standing.

As a young kid, I really wanted to be rich.

The rich are those who play to win. The middle class plays not to lose.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

Israel will not tolerate Iran developing nuclear power, even if Iran claims it is for peaceful purposes. If there is an attack, oil prices will go through the roof.

You can’t take care of charity unless you take care of yourself first.

I worked for Xerox for 4 years and after that I knew I was never going to be a corporate person. It wasn’t my environment.

There may be less of a chance of losing all the money you put into a mutual fund than there is of losing all the money you put into lottery tickets, but you’re never going to win big in a mutual fund.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‘Freedom from Bad Debt’ can get you started.

The minute a Wall Street firm purchases your debt, your bank no longer has it on its financial statement, which then allows the bank to look for more credit card customers. That’s one reason why you get so many credit card offers.

It’s easier to aim to please and say what others want to hear than to form an opinion and fight for it, even if it means taking a risk or losing your job.

People clinging to job security, savings, retirement plans, and other relics will be the ones financially-ravaged from 2010-2020, the most volatile world-changing decade in history.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

You make more money if you’re generous.

Demographics show that we are entering a battle between young and old. I call it the ‘Age War.’ The young want to hang onto their money to grow their families, businesses, and wealth. The old want the tax and investment dollars of the young to sustain their old age.

As capitalism falters, the rich move their money out of the country, violence increases, and politicians promising prosperity are elected.

People invest in businesses that they believe have the leadership, mission and team to grow and operate profitably.

My family wasn’t rich, so when it comes to money, I tend to think, ‘Err on the side of caution.’

I resigned from the Marine Corps and flying in 1974, even though I loved them both. I quit because I no longer wanted to fight for peace. Instead, I believe we can build a more sustainable peace by working for prosperity.

If you’re working for a good company and you’re happy there, and you’re being compensated accordingly, and your work satisfies you, you should stay there.

When you combine boring with fear, you have fun.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

You have to be smart. The easy days are over.

Most people are happy being average. Most are happy being faceless in a sea of faces.

Ken Lay, the disgraced former chairman of Enron, found a way to escape his legal problems: He died after being convicted of fraud and conspiracy charges.

The trained mind is a rich mind.

Silver is used in the electronics industry and is consumed daily; stock piles of silver are dwindling.

If you’re going to be a winner in life, you have to constantly go beyond your best.

The best way to predict the future is to study the past, or prognosticate.

Prophets of doom have always taken risks in terms of ridicule and humiliation. If you stand on a street corner holding up a sign that reads ‘The End Is Near,’ passersby will laugh and heckle. People will say you’re like Chicken Little, running around telling people the sky is falling.

The average age of the world’s greatest civilizations from the beginning of history has been about 200 years.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

When America stopped importing from China, China stopped importing from the rest of the world. This affects Asian countries as well as Australia, Brazil, and other suppliers of raw materials.