Words matter. These are the best Brad Garlinghouse Quotes, and they’re great for sharing with your friends.
PayPal exists because banks are not interoperable: I can’t efficiently pay you $10 unless I’m giving you a $10 bill. So we’re all on PayPal and Venmo, I need interoperability on the same ledger.
Some of the people at Ripple I think are truly the smartest people I’ve ever worked with in my career, which makes it a lot of fun to go to work every day.
‘Be in’ is all about passion. Life is short. There are so many interesting things we can do in our life, and I feel like if someone is just kind of showing up, it’s not worth it for them or for us.
If the asset solves a real problem for a real customer, then there’ll be value in the asset.
There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce costs, and enable things that weren’t possible before.
People who know me know that I’m a rabid fan of the Kansas Jayhawks. My quirky habit is that every Kansas game is on my calendar, and, more often than not, I will plan and schedule flights around them so that I can engage and watch. I have already brainwashed my family to be Jayhawks fans.
I think most of the ICOs you’re seeing are not real token use cases. They’re really securities, so I think the SEC should regulate that.
The revolution of blockchain is not going to happen from outside the system; it’s going to happen from within the system.
If Ripple as a company went away, XRP would continue to trade. To me, that’s the definition of decentralization.
Blockchain is like the new big data or AI – too many people are using it as a buzzword and not focused solving a real problem. We like to call them Blockchain tourists!
I had been exposed to bitcoin early. I thought the consumer application of it felt, to me, further away. I thought there would be faster adoption of the blockchain in the enterprise space and with banks.
When you look around Silicon Valley at new companies, there are very few ideas that are going to make a dent in the universe.
To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses about the opportunity to reinvent AOL.
Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.
What xRapid allows you to do is to have real-time liquidity.
I’m a big fan of what Salesforce has achieved.
Ripple is focused on enabling a global network of financial institutions to use our software to create what we call the Internet of Value.
A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.
I don’t think central banks are going to give up fiat currency anytime in my lifetime.
I think what Ripple is doing is not just, ‘Hey, how do we enable banks’ – it’s a broader effort in how can you enable an Internet of Things and connected devices that are economic actors to pass a couple pennies.
XRP is a digital asset that exists on the XRP ledger, one of the open-source products created by Ripple. XRP is a pivotal component of the Internet of Value, since it solves a key point of friction: the pre-funding of nostro/vostro accounts necessary to facilitate cross border payments.
Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works.
Governments aren’t going to go away; banks aren’t going to go away.
Some of the uses being implemented for blockchain could actually work better with a database.
XRP is solving a payments problem, and it’s very efficient to do that.
To me, if we’re not failing a little bit, we’re not trying hard enough. I think great cultures encourage risk and are tolerant of failure. If you don’t do that, you’re going to end up with a culture that is stagnant and not thinking about the next generation of products and experiences.
If the cryptocurrency market overall or a digital asset is solving a problem, it’s going to drive some value.
Family is my fun.
As I was looking around, to me, what was happening in the blockchain and crypto world was a movement.
We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive.
