It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.
In Reykjavik, Iceland, where I was born, you are in the middle of nature surrounded by mountains and ocean. But you are still in a capital in Europe. So I have never understood why I have to choose between nature or urban.
I think a very good system in a world with a lot of passive investors is one in which there are at least a few entrepreneurial investors, prepared to say what they think, prepared to propose a change in management, change in strategy, change in cost structure, capital structure.
Tax laws favor capital over labor, giving capital gains a lower rate than ordinary income. The rich get humongous mortgage interest deductions while renters get no deduction at all.
My father taught me many important giving lessons, but two stand out. First, always give as much as you possibly can. And second, give equally from among your resources – your time, your mind and your capital. These are principles I live by.
It is a capital mistake to theorize before one has data.
Your normal Wall Street big-swinging Richard has enough of a lingering moral compass to at least tell himself that his wizardry benefits somebody or something besides himself. You know, his cleverness makes capital markets more efficient. It provides credit to productive enterprise. Whatever.
In his new autobiography, ‘Capital Gaines,’ Chip talks about the farm work – and he says he does, in fact, do it himself.
We accelerated our capital spending in the fourth quarter, particularly in international and next-generation network deployment, which should not only sustain future revenue growth but also drive significant cost reductions across all communications services.
Everybody believes that capital punishment is wrong, but when they look at certain cases, they’re quick to say, ‘Put them to death,’ or scream ‘capital punishment.’
I’m trying to tell history with a capital H through histories with a small h. It moves people, because you know in your own personal relationships, your own story, there’s an echo to a much larger reality.
For newspapers to continue to play an important role in civic engagement, they need more access to capital. Their decline has created a real threat to independent reporting at the state and local level.
Confidence, capital, and credit fuel entrepreneurship and economic expansion.
I’ve always had strong ties with Delhi, and I do stay in touch with my friends and periodically visit the capital. I started my schooling at St. Columbus High School before I went to Mayo College. Delhi, for me, is a historical city with all its beautiful monuments.
As I looked across the company, there are three things that keep coming up that we need to work on: culture, our operating rigor, and capital allocation.
Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.
Just because a company’s future is highly uncertain doesn’t mean an investment in it is risky. In fact, some of the best potential investments are highly uncertain but have little risk of permanent capital loss.
The land is not in the least bit fertile and yet the cattle herds grow larger and larger. A cow represents capital investment here.
Talking about Korea, it has pretty high capital ratios at banks and maintains a good credit rating.
I don’t understand why young entrepreneurs feel this pressure to take venture capital or go public. Don’t get me wrong: Public companies are A-OK with me. I just think there is another way. Staying private is a lot more sane.
The whole profit of the issuance of money has provided the capital of the great banking business as it exists today.
When you become a professional, there is all this other stuff you have to do. That part is the job, capital J-O-B. They’re very different things, but they’re all part of the same career. Once you get onstage and you get to perform, that’s your reward for doing your job.
Capital available for individuals to start and expand businesses would increase with regulatory and strategic tax reforms, like reducing marginal rates, repealing the alternative minimum tax, and making the U.S. the most welcoming place for employers to relocate and create jobs.
What I like about Bain Capital is that we have Republicans, we have Democrats, we have independents; we are a diverse firm in terms of political views. But what we do is we sit down and we try to solve the problems.
Every Israeli government since 1967, of left or right, has asserted that Jerusalem is Israel’s capital and has allowed Israeli Jews to build there.
Nation states that are used to imposing capital controls will face a quandary: ban cryptocurrencies and live in the technology dustbin; enable them, and this virus – this religion, this protocol – will enable the free flow of money and language, along with packets, around the globe.
Our alliances and our credibility are crucial elements of our working capital in advancing America’s interests in the world, and they have been eroded over the last four years.
What is right, what is wrong, how can anyone say? I view very, very, few things as Right with a capital R.
One of the fun things about venture capital is you are constantly learning new ideas and strategies from one business and then applying them to others.
It is only with burning anger that we can speak of this attack by counter-revolutionary reactionary elements against the capital of our country, against our people’s democratic order and the power of the working class.
There are a number of institutions globally where the Federal Reserve typically leads the U.S. effort to work with financial regulators from other countries, and we try to, to the extent possible, establish international standards for how – the amount of capital a bank should hold, for example, or how much.
Leaving southern Sudan as a child was terrifying. It was 1985, and my family and I were trying to escape to Khartoum, the capital in the North, to safety.
Capital was always the struggle. I always had these amazing visions. Had this amazing work ethic. Had this amazing work partner in my wife. But I was always struggling for capital. I owe a lot to local banks who were willing to take chances on Jo and I early in our career.
Philanthropy is often seen as society’s risk capital. That means the onus is on philanthropists, nonprofit leaders and social entrepreneurs to innovate. But philanthropic innovation is not just about creating something new. It also means applying new thinking to old problems, processes and systems.
If Freddie Mac is unable to raise capital, it could spark a political and financial crisis.
We want to keep a preferred rate for capital gains – we think it is important to encourage investment.
Banks should decide on dividend increases and share buybacks after receiving the results of stress tests, when they know how much capital regulators wish them to hold.
‘Whoops!’ was a spin-off from ‘Capital.’ I had the research and wanted to place it somewhere.
The Christian churches were offered two things: the spirit of Jesus and the idiotic morality of Paul, and they rejected the higher inspiration… Following Paul, we have turned the goodness of love into a fiend and degraded the crowning impulse of our being into a capital sin.
One of the most horrible wastes of capital you see is the duplication of the effort by the car manufacturers to do things that appear to be different from the other guy.
Gold and silver, like other commodities, have an intrinsic value, which is not arbitrary, but is dependent on their scarcity, the quantity of labour bestowed in procuring them, and the value of the capital employed in the mines which produce them.
My father probably thought the capital of the world was wherever he was at the time. It couldn’t possibly be anyplace else. Where he and his wife were in their own home, that, for them, was the capital of the world.
Natural capital is easy to overlook because it is the pond we swim in. One can live perfectly well without ever giving a thought to the sulfur cycle or wetland functions. Only when the benefits nature provides are disrupted do we take notice.
The Romans had chosen Pergamon to be the capital of their new province. But by 88 B.C., most of western Asia was allied with King Mithradates, who had taken over the royal palace in Pergamon for his own headquarters.
Two things are desired in order that intercourse may be had: First, that a minister or agent be allowed to reside at the capital. Second, that commerce between different countries be freely allowed.
In my early days, I wrote my dissertation for MIT at the London School of Economics, really under James Meade, but my dissertation was five chapters on the theory of capital movement, but it didn’t mention money.
The life of a man who deliberately runs through his fortune often becomes a business speculation; his friends, his pleasures, patrons, and acquaintances are his capital.
One can’t be a successful investor without a healthy dose of confidence. To commit your own and others’ hard-earned capital requires conviction, and conviction requires confidence. But as with fine brandy or coffee ice cream, too much of a good thing can be problematic.
