Top 100 Loans Quotes

If you waive loans, it will encourage everyone to opt for more as they think they can get away with it in future.

Mr. Obama seeks to federalize large portions of education, beginning with his attempt to nationalize college student loans.

Debt is part of the human condition. Civilization is based on exchanges – on gifts, trades, loans – and the revenges and insults that come when they are not paid back.

Funny money has always been the reason housing prices have risen too fast. First, it was liar loans and negative-amortizing mortgages, where the total amount you owed increased rather than decreased every month. We all know how that ended, with the global financial crisis of 2008.

Citigroup, Bank of America, and JP Morgan Chase should not be permitted to charge consumers 25- to 30-percent interest on their credit cards, especially while these banks received over $4 trillion in loans from the Federal Reserve.

Private student loans should be avoided at all costs.

I was definitely planning to go to college, but I deferred my admission to Carnegie Mellon to be in a non-equity tour of ‘The Sound of Music.’ But I made very little money in the tour, and college is really expensive, and I thought I’d never be able to pay off those loans.

Financial Aid Office (FAO) administrators are scrambling to educate students on repaying loans, but a disparity in knowledge persists.

The federal government requires that its loans be paid back within 10 years of graduation, and Harvard has pegged its loans to the same 10-year timetable. Yet despite Harvard’s low default rate, the idea of years of loan debt is daunting for some students even before it’s time to pay back.

Subsidies and mandates are just two of the privileges that government can bestow on politically connected friends. Others include grants, loans, tax credits, favorable regulations, bailouts, loan guarantees, targeted tax breaks and no-bid contracts.

The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of making better margin on the same set of Indian firms than what we would have made by giving rupee loans.

We simply can’t keep providing money from the federal government in the form of subsidized or actual loans and Pell Grants when we don’t have the money.

Ending up-front fees should make it far easier for all students to go to university as they will no longer have to pay up to /1,125 out of their loans at the start of each year. Student loans will also rise to meet average living costs.

Do not enter into an agreement you cannot afford. Take precautions to avoid institutional loans with double-digit interest rates.

We need to make college affordable in price, and also have lower-cost student loans and more available grants for students.

It’s time to pull the bandage off America’s foreclosure problem. The economy is ready to emerge from its recent dark period, but to make it happen soon we need to speed the resolution of millions of troubled home loans. Six years have passed since the crisis began, yet instead of accelerating, foreclosures have slowed.

Manchester United and Liverpool have been bought with huge leverage, and we’ve got Roman Abramovich at Chelsea who can turn his loans into shares. It is really important for the Premier League to ask itself: if a club is being bought on such a mountain of debt, isn’t that a possible recipe for disaster for the future?

The inability of middle-class people to receive loans in developing countries has had a stifling effect on economic growth and prosperity around the globe.

Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.

During the past 30 years, European governments have provided more than $15 billion in the form of low- and no-cost loans to Airbus for the specific purpose of developing new aircraft lines.

If lenders are forced to scale back student lending because private student loans are subject to bankruptcy discharge, many students will be denied access to higher education.

I have fought to protect those benefits that ensure better salaries for teachers across the Nation such as grants to pay off student loans and funding for Teach for America. Still, we must all do more to show our continued appreciation for our Nation’s leading role models.

I founded Grameen Bank to provide loans to those considered traditionally unbankable. Grameen Bank works with the poorest and often illiterate, providing uncollateralized micro-loans for tiny business enterprises by which they can lift themselves and their families out of poverty.

The loans I took out for my undergraduate degree were manageable. But my legal education was more expensive, and I paid for it almost entirely through public and private loans.

Unlike other loans, a reverse mortgage doesn’t have to be repaid until the borrower moves out of the home or passes away.

I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-only mortgages, loosening their credit standards to generate a greater volume of loans. Throughout 2004, I had watched as these mortgages were offered to more and more subprime borrowers – those with the weakest credit.

Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.

When borrowers anticipate that politicians might cancel their loans, they stop paying.

Every regulatory speech on derivatives takes a bow to their hedging ‘benefits.’ Less publicly, regulators pay their respects to derivative profits, a blessed relief from the banks’ troubled loans to less-developed countries, highly leveraged companies, and real estate swingers.

Students take out loans with the expectation that they will receive an education that sets them up for success – yet too many students are left with enormous debt from predatory institutions and no education to show for it.

I’ve repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties.

To have come of age during and after the global financial crisis of 2008 is to belong to a generation often unable to do what an American could once expect, and to do what was once expected: Get a job, pay off student loans, and find a place of your own.

Sometimes sugarcane takes about 15 months to grow, and hence it is inappropriate to ask farmers to pay their crop loans in 12 months.

Weddings are super expensive. It is difficult to make money, but it flows out in weddings. Everybody wants it so elaborate without realizing it. People take loans to impress people. We didn’t want to do that.

Any cut to Pell Grants means low-income must take out additional loans or work longer hours – risk factors that increase their odds of dropping out of school.

Banks will have to win the confidence of their customers through fair dealing, making good loans, and remaining financially healthy.

The Federal Reserve needs to provide small businesses in America with the same low-interest loans it gave to foreign banks.

It is hard to be enthusiastic about the economy’s prospects when house prices are falling: Households spend less, small business owners can’t use homes as collateral for loans and local governments are forced to cut jobs and programs as property-tax revenue disappears.

Making loans accessible to millions of the previously unbankable customers is a noble goal. Getting them hooked to such loans isn’t.

Oddly enough, government policy helped get the fast food outlets into the city. Very well-intentioned small business administration loans to encourage minority business ownership. The easiest business to get into is opening a fast-food franchise in the inner city.

Increasingly, the real estate developers can’t get bank loans for their project financing in China. They’re now going into the Hong Kong market to raise money in the bond market at very, very high rates, as high as 15, 20 percent.

We are fighting to pass clean-slate legislation in Pennsylvania to seal nonviolent misdemeanor records automatically after 10 years. We must provide opportunities for employment, housing, education, loans, and voting. We should not disenfranchise a third of the population.

Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans.

Crippling student loan debt doesn’t just affect those who took out loans to get an education. It harms all of us because we can’t have a healthy economy without a strong middle class to stimulate it.

I’m here not just as an actress but as a woman, an African-American, a granddaughter of Ellis Island immigrants, a person who could not have afforded college without the help of student loans and as one of millions of volunteers working to re-elect President Obama!

Your credit score affects the interest rates you’re offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

American universities are so expensive. My family couldn’t afford to send me, so I took out student loans and had to pay my own way.